Theft and Vandalism have always been a concern to home owners. What many home owners do not realize is that in many cases you can install a security system and get the safety that you want while reducing your home owners insurance.

Imagine the best of both worlds. You can lower insurance premiums and add safety for your family and your property. Many insurance companies lower your insurance premiums by as much as 20% per year. By decreasing the chances of crime in your home you are providing better protection and safeguarding your assets. It is a known fact that criminals will avoid a home with an installed security system.

There are also other less obvious advantages that you will experience with a Home Security System:

• Home Security Systems help reduce liability
  • Many home security systems qualify as a capital investment improvement which means that you can add this expense to your home’s adjusted cost basis when you sell your home. You also have less taxable gain when you sell your home if you have installed a home security system. Check with your tax professional to get more details on how a home security system can help reduce your tax liability.
  • Home Security Systems can be a plus when selling your home
    • Want to give your home the edge when you are ready to sell? Then install a home security system. Many buyers are looking for homes with a professionally installed security system. In a competitive market your security system could push your home towards the “SOLD” sign.

When you consider the tax advantages along with the insurance advantages then the following statistics seem a lot less intimidating:

Home Burglary is responsible for an approximate $3.1 Billion in losses to over 2,300,000 households but homes without security systems are 3.6 times more likely to be the ones that are targeted. The average loss per event is $1,675. Burglars only take approximately 1 minute to break in your home and 60% of the time they enter during daylight hours.

When you take all of the factors into consideration it is an easy decision to have a professional install a home security system. The installation is far less than the average cost of a home break in.